Ms. Frugal

Thrifty blog and frugal recipies

Holiday budgeting

Life can get hard around holiday time when you’re living on a fairly strict budget.  It can also get out of hand if you start your holiday shopping without a plan in place.  You don’t want to start off the new year wondering how to make ends meet just because you went overboard on gifts.  […]

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Another Frugal recipe

I found a neat site online called the Frugal Foodie. I figured I’d repost one of my favorite recipes that I got from her site. Yummy!
 
Black Bean and Chicken Soup

1 Tbsp. olive oil
1 large onion, chopped
2 garlic cloves, minced
1 red pepper, chopped
2 C. chopped cooked […]

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Moving day

As I’ve mentioned, I’m moving into a new apartment shortly after the new year.  Moving can be expensive - luckily this time I’m only moving about 2 miles away and not across the country, so it will be FAR less expensive.  I’m lucky to have made some great friends in DC, so I have an […]

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Flying Home

I’m flying home today for the holidays. Normally I just take the metro or the bus to the airport, but I’ll be home for three weeks this time, so I have a lot of luggage. I can’t really handle that much stuff on the metro, so I’m having to spend a little more […]

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Book Buy Back

For those of you who are students, you may have already experienced book buy back at your campus bookstore. This may be the most depressing day of your educational career! Many text books out there probably cost around $100 when you purchased them for class. Now, the bookstore wants to give you […]

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Library

It seems like libraries are becoming obsolete.  I don’t know many people who take a trip to their public library on Saturdays like my family used to, and it’s a shame.  The public library in your neighborhood can be an amazing resource for frugal girls like myself.  First, it’s free to check things out.  No […]

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Bargaining

When I think of bargaining, I think of flea markets and shopping in outdoor markets.  But, you’re doing yourself a disservice if you limit your bargaining prowess to only these circumstances.  One place to bargain is obvious - the car dealership.  Never ever trust the sticker price because they can always go lower.  In retail […]

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Apartment hunting

Even though I’ve only been in DC a short time, I’m already moving to a new apartment. I really like my current building, but I wasn’t able to bring my dog. Luckily, I found a great new place, and it’s right by my school. Here are a few suggestions about searching for […]

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Credit Reports

So this isn’t really an entry on being frugal, but it is an important piece of financial advice nonetheless.  Yesterday, I ordered my credit report online.  It’s extremely important to do this at least once a year.  Identity theft is a growing crime, and even without that, it’s important to have an idea where you […]

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Budgets

I hate sitting down to create a budget.  I’d much rather just stick my head in the sand and pretend that I don’t need a plan.  As easy as this is in the short term, it’s not a good idea in the long run.  Budgeting can really save you a lot of stress.  It’s a […]

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