When was the last time a 20 year old cared about the future, more so as it relates to money, saving it and, heaven forbid, have a budget in mind if they’re finishing up college for example and embarking on the real world. The truth is saving money and being financial smart with your cash … Continue reading Young and Restless: Why money and saving it matters in your 20s
Nothing is more of a head scratcher in some ways than credit card, but for a number of reasons you might not believe. Almost 70% of the population in the United States battles back and forth with some sort of credit card debt, and that debt is the kind that builds quickly, particularly when you’re … Continue reading Selection Process: What debt is most important to pay?
We’ve all been in that situation, the one where the department store credit card becomes too irresistible to ignore. You know that moment, when you’re in the midst of pushing around a full cart, which wasn’t your plan at the moment, or carrying around enough clothes to fill more than just one closet or how … Continue reading Why that department store credit card is killing your credit
Everyone says they have a budget, which certainly means that you’re at least trying to save money and spend less. The question remains, however, isn’t so much how good is your budget but are you actually sticking with it the way you planned? The point of having a budget is implementing it in a way … Continue reading Are you having trouble staying on course with budget?
Nothing is quite as exciting as going on a trip to a new unexplored land. Americans usually travel during the summertime when they have the right to take their vacation time. Sometimes they travel for business trips at random times of the year, or they have some other business they have to conduct. Hotel accommodations … Continue reading How to Save Money on Your Next Hotel
Retirement plans are savings plans that help workers and individual consumers to save for when they get older and can no longer work. Several types of retirement plans exist, and they each have a unique quality. The following are some common types of retirement plans and some information on how they can assist a worker … Continue reading Five Types of Retirement Plans to Consider
The monthly auto insurance bill can be a headache, especially when a consumer has more than three big bills to pay each month. The good news is that a consumer can use several strategies to cut the bill down as much as possible. Several circumstances and consumer decisions can change the outcome of a monthly … Continue reading How to Save Money on Auto Insurance
Saving money is a task that is challenging to all consumers whether they are rich or utterly destitute. The presence of cash entices the consumer to shop regardless of that person’s need to pay the bills. Many consumers start out with strict savings plans, but they end up getting frustrated with savings failures and spending … Continue reading How to NOT Spend the Cash Burning in your Pocket
All home and apartment dwellers find themselves ready for spring cleaning at one point or another. Spring cleaning is a process that involves purging oneself of unnecessary household items. Over the years, material items tend to accumulate because of poor organizational skills, impulsive buying, hoarding tendencies and more. Spring cleaning is necessary to bring the … Continue reading Profitable Spring Cleaning
Even though spring just arrived, it is not too early to think about and plan for summer vacations. Independence Day and Memorial Day are two of the most popular summer holidays in the United States and many choose to celebrate at home by purchasing food and having a barbecue with friends and family members. Others … Continue reading Saving Early for Summer Holidays