Selection Process: What debt is most important to pay?

Nothing is more of a head scratcher in some ways than credit card, but for a number of reasons you might not believe. Almost 70% of the population in the United States battles back and forth with some sort of credit card debt, and that debt is the kind that builds quickly, particularly when you’re … Continue reading Selection Process: What debt is most important to pay?

Why that department store credit card is killing your credit

We’ve all been in that situation, the one where the department store credit card becomes too irresistible to ignore. You know that moment, when you’re in the midst of pushing around a full cart, which wasn’t your plan at the moment, or carrying around enough clothes to fill more than just one closet or how … Continue reading Why that department store credit card is killing your credit

Are you having trouble staying on course with budget?

Everyone says they have a budget, which certainly means that you’re at least trying to save money and spend less. The question remains, however, isn’t so much how good is your budget but are you actually sticking with it the way you planned? The point of having a budget is implementing it in a way … Continue reading Are you having trouble staying on course with budget?

How to NOT Spend the Cash Burning in your Pocket

Saving money is a task that is challenging to all consumers whether they are rich or utterly destitute. The presence of cash entices the consumer to shop regardless of that person’s need to pay the bills. Many consumers start out with strict savings plans, but they end up getting frustrated with savings failures and spending … Continue reading How to NOT Spend the Cash Burning in your Pocket

Profitable Spring Cleaning

All home and apartment dwellers find themselves ready for spring cleaning at one point or another. Spring cleaning is a process that involves purging oneself of unnecessary household items. Over the years, material items tend to accumulate because of poor organizational skills, impulsive buying, hoarding tendencies and more. Spring cleaning is necessary to bring the … Continue reading Profitable Spring Cleaning