Why most in debt don’t even realize how much debt they actually have

Dealing with debt isn’t anything new to the masses. Truth is, more than 50 percent of the population is in debt. About 30 percent of that number has debt of more than $10,000 or more. But as much as debt is part of society and having it has become the norm, where as those who … Continue reading Why most in debt don’t even realize how much debt they actually have

Young and Restless: Why money and saving it matters in your 20s

When was the last time a 20 year old cared about the future, more so as it relates to money, saving it and, heaven forbid, have a budget in mind if they’re finishing up college for example and embarking on the real world. The truth is saving money and being financial smart with your cash … Continue reading Young and Restless: Why money and saving it matters in your 20s

Selection Process: What debt is most important to pay?

Nothing is more of a head scratcher in some ways than credit card, but for a number of reasons you might not believe. Almost 70% of the population in the United States battles back and forth with some sort of credit card debt, and that debt is the kind that builds quickly, particularly when you’re … Continue reading Selection Process: What debt is most important to pay?

Why that department store credit card is killing your credit

We’ve all been in that situation, the one where the department store credit card becomes too irresistible to ignore. You know that moment, when you’re in the midst of pushing around a full cart, which wasn’t your plan at the moment, or carrying around enough clothes to fill more than just one closet or how … Continue reading Why that department store credit card is killing your credit

Are you having trouble staying on course with budget?

Everyone says they have a budget, which certainly means that you’re at least trying to save money and spend less. The question remains, however, isn’t so much how good is your budget but are you actually sticking with it the way you planned? The point of having a budget is implementing it in a way … Continue reading Are you having trouble staying on course with budget?

How to NOT Spend the Cash Burning in your Pocket

Saving money is a task that is challenging to all consumers whether they are rich or utterly destitute. The presence of cash entices the consumer to shop regardless of that person’s need to pay the bills. Many consumers start out with strict savings plans, but they end up getting frustrated with savings failures and spending … Continue reading How to NOT Spend the Cash Burning in your Pocket